in response to imascrappin...You and me both I am so tired of pain!!! Well for started my dear have you checked into grants...look up the center for community development in you area.. 1st time home buyers seminars will give you a lot of insight to different types of prgms out there. Sorry i cant chat more but I just answer another person and I really have to get off this computer and get to the shower and out the doo. My dad is dying and I help out on the weekends...te email me at thompsonssigings@gmail.com
how is your credit
if not great
get that in order first... these classes will help you (first time homebuyers seminar) google free in your area..realtor give them to get up business also call bank of america in your area they have tons of foreclosures maybe and see how you can grab a good buy there...got to zillow.com....it is a real estate website and put in an address to see the value of properties it will also tell you rental assements too...Good luck my dear...and god bless
in response to crzecrw...What part of Virginia do you live in? also I do not get on this page often so text me at 757 319 3503 I am in the VirginiaBeach area. Are you receiving food stamps you are eligible. Does the house need work on it. Call this number get an application for the weatherization prgm 757 858 1396. The is a program whether you rent or own. Have you contacted any service programs in your area. If you sons are working you can include their income on any loan application. Yes, There a hundreds of foreclosures unfortunately I wish I had good credit that would something I would take advantage of. Sorry I am typing fast I need to get out of the house and get to my parents my dad is dying so I stay there on weekend to help out. Can't talk to you on phone right now minutes are low. Feel free to email me at thompsonssignings @gmail.com. I do check it everyother day or so. Sometimes everyday but not when I am at my parents... I am also fighting for my disability at this time. If you are currently renting apply for apts base on income that you qualify for. I know the list is long but apply for section 8 and there is also a program I think it is section 237...google it. I do not know much about it but it is similiar My girlfriends daughter had it after she graduated from college I remember her rent was 7.00 a month. because it is base on income and she none at the time. She is doing very well now make big bucks god bless her heart. Anyway I hope this help...My name is Connie Good luck to you and God Bless.
in response to Halle...How do yo get all that, especially medicare and medicaid? I am on ssdi and they're saying that I have to pay $99.00 a month just for medicare part B. The only medicaid I qualify for is a medical needy program which has a $600.00 deductible that I have to meet every two months before it even kicks in: my dr bills are only about half that and my medication costs about $100.00 per month. I only get $835.00 a month from ssdi and I live in Iowa. Any help or information would be greatly appreciated because it is very hard to live on what I have left after all I have to pay out.....I would love to be able to get my own home too..
in response to Halle...Wow. I live in Tx and get ssdi. I was a nurse for 20 years and now get around 1100 a month. I found a house with an attached apt and a small house in the back that I could rent but I have to get financing first. Any idea where I could get help to get the financing. I do not qualify for food stamps or public assistance as I have no children that live att home. I want this house so bad. It will give me a little financial freedom and also a sense of purpose. I need that back in my life.
in response to jcincontrol7...Hello, Im very interested in your post. I am a single mother of three. I have raised my children and struggled over the past 14 years on SSI. Three years ago the home that we rented burnt down. My parents began helping me pay a monthly rent payment of $875. My health has gotten worse and that along with the financial strain has brought my sons back to attend a college closer to home. I was just informed that my parents are going to retire and will no longer be able to help my family finanially. Due to the fact that they want to travel and build a new home of their own. My sons both work and attend a community college. I have to move as there is no way I can keep the rent opligation up aqws well as the utilities and feed my family. The electric alone has been running $500 a month. With the economy the way it is I am finding forclosures that would have my payments at $400 a month. By the way I live in Va also and would appreciate any help you can pass on to me! I am so desperate I need to figure this out and fast! Thank you in advance!
I am a single mother and disabled. Living with my mom and want to get out on my own. Is there any real loans out there for disabled with low income? I can take care of myself and my son. Just want him to grow up in his/our own home. Any info would be much appreciated. Thank You ahead of time
in response to tband...Hi my name is Rena and I am also on ssd they can not chargte you child support just shoe you paper work I did and I dont have to pay
my wiffe and i are both dissable we get abought 2000 monthly we have 2boys and would like to buy a house are credit scores are not good we live in mass can anyone help or shed some light on this thank you
in response to Justin322311...can some one please contact me as soon as possible a.s.a.p. i recievie ssi and am married and me and my wife has no where to stay we sleep in the car and we need a place!!! please help me,,help me please!!!! THANKS
YOU SHOULD BE ABLE TO GO THRU YOUR LOCAL SOCIAL SERVICES BUT YOU NEED AN ADDRESS I BELIEVE TO GET ANY TIME OF BENEFITS. I SUGGEST YOU SEEK OUT AN APT TO LIVE IN FIRST. DEPT FOR SENIOR SERVICES IN YOUR STATE
By jcincontrol7 - on Dec 11, 2011... modified on Dec 11, 2011
Posted in Lizzy
For those of you whom are seeking to purchase a home there are 1st time home buyer programs out there via HUD also there are grants..that are given to people who can afford the payments. Google Center for community developement in your area and see if anything comes up. There are step you must take and classes. Also for those who who to own there own business as well these are grants. I use to be a loan officer and I had a couple i think they had 2 or 3 kids. This program paid off their debt of 25k and got them into a home. THIS IS THE THING THEY DO NOT WANT YOU TO LOSE YOUR HOUSE MANY PEOPLE TRY TO REFINANCE IT MUST BE APPROVED BY THE PROGRAM. AND OF COURSE EVERY STATE IS DIFFERENT I AM IN VA. ALSO THE PERSON WHO STATED THEY ARE ON SSI FOR A MENTAL ILLNESS YOU HANG IN THERE I AM BI POLAR SO I DO UNDERSTAND. NO I AM NOT ON DISABILITY BUT I AM FIGHTING FOR MY I HAVE HAD 2 BACK SURGERIES AND A LOT OF OTHER HEALTH PROBLEMS CHRONIC PAIN EVERY DAY OF MY LIFE!! ANY QUESTION YOU CAN TEXT ME AT 757 319 3503. I JUST GOT THE ASSURANCE PHONE SO I HAVE TO WATCH MY MINUTES..WHICH IS FREE OR MAX 20.00 A MONTH FOR 1000 MINS AND A 1000 TEXT. GO TO ASSURANCEWIRELESS.COM
For those of you whom are seeking to purchase a home there are 1st time home buyer programs out there via HUD also there are grants..that are given to people who can afford the payments. Google Center for community developement in your area and see if anything comes up. There are step you must take and classes. Also for those who who to own there own business as well these are grants. I use to be a loan officer and I had a couple i think they had 2 or 3 kids. This program paid off their debt of 25k and got them into a home. THIS IS THE THING THEY DO NOT WANT YOU TO LOSE YOUR HOUSE MANY PEOPLE TRY TO REFINANCE IT MUST BE APPROVED BY THE PROGRAM. AND OF COURSE EVERY STATE IS DIFFERENT I AM IN VA. ALSO THE PERSON WHO STATED THEY ARE ON SSI FOR A MENTAL ILLNESS YOU HANG IN THERE I AM BI POLAR SO I DO UNDERSTAND. NO I AM NOT ON DISABILITY BUT I AM FIGHTING FOR MY I HAVE HAD 2 BACK SURGERIES AND A LOT OF OTHER HEALTH PROBLEMS CHRONIC PAIN EVERY DAY OF MY LIFE!! ANY QUESTION YOU CAN TEXT ME AT 757 319 3503. I JUST GOT THE ASSURANCE PHONE SO I HAVE TO WATCH MY MINUTES..WHICH IS FREE OR MAX 20.00 A MONTH.
There's no help out there for people like me that's worked hard all there life and became disabled.I have been on here since Aug.2011 and no one has even made a comment here.
in response to Halle...Please tell me what it is called that I go about applying for, I only get 703 a month and I'm fully and completely disabled, and I can't cook or clean for myself. I have a 17 year old daughter who gets 189 a month, but she won't draw that anymore if she doesn't decide to go to college... I don't think they include her income anyway, I draw very little food stamps. I think about 134 or so... how do I get the assistance you receive how do I apply, please help me.
in response to Halle...hi i would like to know how you get all this free to you im raising my grandson who is 7 and the state dont even bother getting my daughter for child support since she is in Tennessee and im here in michigan , before i was awarded my ssd grant i was getting a small check for me and my grandson through social services and 367 in food stamps now that i got on ssd they took my food stamps from me and only allow me 208 after i pay all my bills i dont have enough to feed a chicken for a day and i hardly can pay for my gas in my truck so please email me and let me know where to turn i dont even have cable for my tv im sinking slowly here im selling everything i have and im afraid if i dont figure this out fast i will be on the homeless list soon myself with a grandson my email is purekountryboy_41 @yahoo.com thanks
in response to ce1ce1...Hi brilliant ones, let us know how your joint investment for your own home goes. if you are any where in the mn twin cities, I would be game. Best wishes, I know you can do it. Just keep saying I think I can, rest if you must, but don't throw your dreams away. Have fun! Yay, you will be able to paint your walls and not get penalized. Btw, I am in need of friends I can relate to. I live in Minnesota and feel so alone.
in response to flustrated...Hi I'm homeless because I was diagnose with a mental disorder which landed me on disability I went from making good money 12-17$ an hour to 700.00 a month but there's more I have to pay child support to a child that didn't evening come from my DNA 0.0% which leaves me with 462.00 a month , but God is good and he
had me to start my own company that gears to helping others like me so allow me to lend you a helping hand
by saying this keep your faith and trust in God 100% he has a plan and I'm the vessel that is being conducted to help you and others alike if don't believe that's fine I will show and prove let's stay in touch tbandofbrothers@aol.com
in response to britenewstart...Hi, I also live in FL. I'm sorry for your situation. There are plenty of programs for people on SSI, and include any dependant children. You are eligable for so many benifits. I think I'd start with the Department of children and Families. There's usually one in every city. Check in the phone book under "State Government", or call infomation. I'm sure they'll help you with this whole mess. Lots of Luck & prayers! H.
in response to cjncy born...You mentioned that your husband is a vet. You could start with them. You should all be eligible for Disability, which also pays funds to dependant children. I think there are many, many, benifits for a family in your situation. Also could try your local SS office for starts. And, get down on your knees and start praying for peace in your life. Best Wishes, H.
in response to cjncy born...You mentioned that your husband is a vet. You could start with them. You should all be eligible for Disability, which also pays funds to dependant children. I think there are many, many, benifits for a family in your situation. Also could try your local SS office for starts. And, get down on your knees and start praying for peace in your life. Best Wishes, H.
in response to anthoney...I live in a government subsised apartment run by HUD. It is for people on disability or those who have little or no money to suport themselves. I get bennifits for EVERYTHING. If you're on SSDI (not SSI) you get free medicare and medicaid, free meals, from meals on wheels, free utilities, free transportation from local "med-taxi", or the public bus system, free phone from the government "Safe Link" program, food stamps (EBT card) every month, free mental health clinic, free t.v., internet services for around$12.00 a month, (through A.A.R.P.) (free or almost free) perscription drugs. I don't think there's much of anything that I have to pay for, except my car, which I hardley ever use. I get 780.00 a month (SSDI). So, if you make around that much, you should be elegible for all those too! Best Wishes to everybody. H.
in response to bandi1...You have to atleast have some money of your own. I've tryed several times, and either I didn't have a down payment or they said that I didn't make enough money every month to pay for a mortage and up keep on a house. It sucks, but there's always a catch. Call your bank, (or any bank) and ask to speak to a loan officer. They should be able to steer you in the right direction. H.
in response to nohelpinsight...Sounds like you're missing out on alot of bennifits. I'd try the Seviereville Housing Authority, first. Then the Department of Human Services, in your town , or state. Even speaking to someone at the Social Security office would help. There's alot of help for the disabled if you know where to look. Good Luck!!
in response to ANTHONEYl...Lizzy, Google your state name, and "loans for people with disabilities" That's what I did, and got a bunch of different programs. Good Luck, Polly
I became disabled in 2008 through a no fault accident and on SSI, How do I keep IndyMac Mortgage servicer's from taking my house? Is there any real protection?
in response to CATLUV...they denied me for ebt/food help because i make $8.00 to much on my disability chk. and wont assist me in any other help. i been renting a trailer for 9 years in seviereville tn.@ $500.00 a month, my landlord decided to raise it up $150.00 more making it $650.00 total he has not done any updating nor has he ever had to fix anything in my trailer i've paid and done anything thats went bad here. he never said why he went up on the rent either. the trailer is around 16 years old and i just dont get it. wish i could find something cheaper but it's very hard here being in a tourist area. he knows he has us over a barrell. you mention going to the electric company for help with the power bill, i did not know that they had such a thing as disability discount to help out with the power bill. i thank you very much for mention that. i will try to do that tomorrow. i feel helpless being on disability because it's no where close to what you can make if you can work, but at the same time they think they giving you a bar of gold. disability dont come close to paying my bills. people that take advantage of people being on disablity should be ashame of themselves and our gov. should not let it happen. i feel my landlord went up on me because he knows im on disability now and he can get what he whats. again thank you very much. and good luck to anybody thats having a hard time getting help. god bless you all!!!
in response to flustrated...I'm in the same situation. My credit is very poor. My husband has lung cancer and This is my 2nd stroke. I have a hard time talking sometimes. I wish someone would help us, and you too. God Bless
in response to JEREY...Jerry, i just went to that web site, is it only based in the florida area?? When i went to it, thats all i seen was info for people in florida, and im in indiana, im sure its too late to call tonight, but i will call them tomorrow
Hello, i am a 32 year old disabled girl, i get ssd and live in indiana. I have went to hud in my area, and they tell me i make too much for one person to recieve help from them, i make 1,500 a month, and i have always wanted to own my own home. I have went to mortage companies, and realtors and asked about programs, that would help me, and they all stare blanked faced and tell me they have no clue whom could help me. All my family has passed away, i have the money each month, to make the mortage, but not a lot for down payment,and my credit isnt the greatest. Can someone help me please, i have read all through here, and soooo many other places on the internet, and am getting so flustrated about this. All i want is what everyone has wanted since they were young...to be able to own their own home, i have been disabled most of my life, and that alone is hard enough to deal with. If anyone has any info, or ideas that could help me, please let me know, or email me at nakiebites@gmail.com. i would greatly appericate it
bad credit, on ssd, wife on ssi ,two kids first time home buyers. the banks won't help.I don't know where to turn .I guess not all of us are aloud to have the American dream.
in response to hellokitty1954...The first thing you need to do is go to your nearest vet center. They will help you as much as they can ie medical care for husband. Your granddaughter that has been your ward for 7 yrs may be entiled to benifits
in response to MN homebuyer...Go through your local HUD center. There is a little known fact of the section 8 housing voucher: it can also be used to PURCHASE a home.
Also Habitat for Humanity, Homesite, USDA Rural Development programs, NACA home ownership. The USDA programs are for low income folks.
As for the proof letter you need, look through his paperwork. he should have received a letter from SSI that stated he had qualified and under what conditions: if he is perm disabled, the letter will state this. You can also ask for a copy of the determination/evaluation paperwork. Did he get evaluated and declared disabled by a Dr of SSI's choosing? Then there is an Evaluation Recommendation letter in his SSI file somewhere and he has a right to a complete copy of his file including that letter. Go sit in the SSI office at 8 am and talk with someone...yes, I know, it's going to be about 4 hours of waiting, but if it gets you that house then it was worth the wait. That permanently disabled recommendation form the Dr is what those people are looking for. That with the original letter that stated his disability should do the trick. Good luck.
I have been looking for loans now for about six months and I have found a few for people with a disability. Though even so, they are not big enough. All I want is to find a company that will help me buy my home. And at a very low monthly rate.
i am disable person and completed b.e in electronics and communication engineering and till now i am unemployee. i would like to take home loan. i do'not have others income.pease help my request
i am disable person and completed b.e in electronics and communication engineering and till now i am unemployee. i would like to take home loan. i do'not have others income.pease help my request.
I hear you and I understant what you are saying. I can certainly relate as I have CC debt and medical bills but, I have not chosen to file bankruptcy yet. Thanks for contacting me and I wish you are your family well.
duvexy
You know I'm an awesome seamstress it's one thing I am great at...I only need to figure out financing and a committed group to make it work. The great thing is it could be done
From different states ... see full post
Here since: Feb 20, 2012
Female, 32
Henrico, VA, US
Hello
This is my first time on this site. I have been searching online for help just as many of you on here do. I am a wife and mother of 3 children. My husband, oldest child, and I are disabled. We... see full post
